Top 10 Payment Processors for Next.js Applications [2024]

List of the best payment processing solutions for Next.js applications, including Stripe, Paddle, Wise, PayPal, and Payoneer based on their popularity and ease of integration:

1. Stripe

Stripe is a leading payment processing platform known for its robust API and extensive documentation.

Features:

• Supports various payment methods, including credit cards, digital wallets, and subscriptions.
• Offers a seamless checkout experience with Stripe Checkout or custom forms using Stripe Elements.
• Provides advanced features like webhooks for payment status updates and fraud detection tools.

Integration: Use the @stripe/react-stripe-js package to integrate Stripe into your Next.js app.

Best For: E-commerce applications and businesses looking for a comprehensive payment solution.

2. PayPal

PayPal is one of the most widely used payment platforms, allowing users to make transactions easily.

Features:

• Supports payments through PayPal accounts, credit/debit cards, and other methods.
• Offers a simple integration process with the @paypal/react-paypal-js package for frontend and @paypal/checkout-server-sdk for backend.

Integration: Follow the steps to set up PayPal in your Next.js application using their SDKs. You can create and capture orders through API routes.

Best For: Businesses looking for a trusted payment method with broad user acceptance.

Example Integration

To integrate PayPal:

1. Install the necessary packages:
   

   npm install @paypal/react-paypal-js @paypal/checkout-server-sdk
   

2. Set up API routes to handle order creation and capturing.

3. Paddle

Paddle is a payment processing platform designed for SaaS and digital goods, providing an all-in-one solution for payments, subscriptions, and licensing.

Features:

• Simple setup for handling payments with built-in compliance features.
• Provides a hosted checkout page to simplify the payment process.
• Offers analytics and insights into sales performance.

Integration: Use the Next.js Script component to load Paddle's JavaScript SDK and set it up in your application.

Example Integration

1. Load Paddle in your component:
   

   import Script from 'next/script';
   
   export default function Payment() {
     return (
       <div>
         <Script
           src="<https://cdn.paddle.com/paddle/paddle.js>"
           onLoad={() => {
             Paddle.Setup({ vendor: YOUR_VENDOR_ID });
           }}
         />
         <button className="paddle_button" data-product="YOUR_PRODUCT_ID">
           Buy Now!
         </button>
       </div>
     );
   }
   

2. Replace YOUR_VENDOR_ID and YOUR_PRODUCT_ID with your actual Paddle credentials.

4. Wise

Wise (formerly TransferWise) specializes in international money transfers at low fees with competitive exchange rates. While not a traditional payment gateway, it provides businesses with local bank details to receive payments in multiple currencies without high fees.

Features:

• Allows businesses to receive payments from customers globally using local account details in various currencies.
• Transparent fee structure with mid-market exchange rates for currency conversion.
• Supports batch payments and has integrations for managing funds across borders.

Integration: Wise can be integrated into Next.js applications through their API. You can handle transfers server-side by making API calls from your Next.js API routes.

Best For: Businesses focused on international transactions looking for cost-effective solutions.

Example Integration

To integrate Wise:

Refer to their API documentation for detailed setup instructions on handling transfers within your Next.js application.

5. Razorpay

Razorpay is a popular payment gateway that provides an easy-to-integrate solution for accepting payments online.

Features:

• Supports various payment methods, including credit/debit cards, UPI, net banking, and wallets.
• Offers features like payment links, subscriptions, and invoicing.

Integration: Install the Razorpay NPM package and create API routes in your Next.js application to handle order creation and verification.

Example Integration

1. Install Razorpay:
   

   npm install razorpay
   

2. Create an API route to generate an order:
   

   import { NextResponse } from "next/server";
   import Razorpay from "razorpay";
   import { v4 as uuid } from "uuid";
   
   const instance = new Razorpay({
     key_id: process.env.RAZORPAY_KEY_ID,
     key_secret: process.env.RAZORPAY_KEY_SECRET,
   });
   
   export async function POST(req) {
     const { amount } = await req.json();
     const options = {
       amount: amount * 100,
       currency: "INR",
       receipt: uuid(),
     };
     const order = await instance.orders.create(options);
     return NextResponse.json({ order });
   }
   

3. Add Razorpay script in your component:
   

   import Script from 'next/script';
   
   export default function PaymentButton() {
     const makePayment = () => {
       // Logic to open Razorpay checkout
     };
   
     return (
       <>
         <Script src="https://checkout.razorpay.com/v1/checkout.js" />
         <button onClick={makePayment}>Pay Now</button>
       </>
     );
   }
   

6. P24 (Przelewy24)

P24 is a popular payment gateway in Poland that allows businesses to accept online payments efficiently.

Features:

• Supports various local payment methods including bank transfers and card payments.
• Provides easy integration through APIs.

Integration: Can be integrated into Next.js applications by using their API for handling transactions and managing payments.

7. Lemon Squeezy

Lemon Squeezy is customized for selling digital products and subscriptions online, making it easy to manage tax compliance and licensing.

Features:

• Provides an API to manage products, subscriptions, orders, and customers efficiently.
• Offers a hosted checkout experience that simplifies the payment process.
• Supports webhooks to keep your application in sync with billing events.

Integration: Use the Lemon Squeezy API in your Next.js application to handle payments. You can manage subscriptions, create checkouts, and listen for webhook events directly from your API routes.

Example Integration

1. Install the Lemon Squeezy SDK:
   

   npm install lemonsqueezy.ts
   

2. Set up API routes to handle checkout creation and webhook events.

Best For: Ideal for developers selling digital products or subscriptions who want an easy-to-use platform focused on compliance.

8. Eartho

Eartho provides an integrated solution combining authentication and payments within a single SDK.

Features:

• Simplifies user management alongside payment processing.
• Provides customizable UI components for integrating payments seamlessly.

9. Payoneer

Payoneer is a global payment platform that enables businesses to send and receive payments internationally.

Features:

• Offers APIs for mass payouts, account management, and fund transfers.
• Supports various currencies and payment methods, making it suitable for global transactions.

Integration: Use the Payoneer APIs to integrate their services into your Next.js application.

Example Integration

For integrating Payoneer:

Refer to their API documentation to set up the necessary endpoints for handling payments.

10. Square

Square provides a comprehensive suite of tools for managing payments, inventory, and customer data.

Features:

• Supports various payment methods, including credit cards and digital wallets.
• Offers APIs for managing orders, inventory, and customer data.

Integration: Use the Square Node.js SDK to handle payments directly in your Next.js application.

Conclusion

The best payment processing solution for your Next.js application will depend on your specific needs, such as the types of products you sell, desired features, ease of integration, and target market.

1. Stripe remains highly recommended due to its robust capabilities and extensive documentation.
2. PayPal offers a trusted method with broad user acceptance.
3. Razorpay, especially popular in India, provides flexible options suitable for various business models.
4. Paddle is excellent for SaaS products due to its all-in-one features focused on compliance.
5. Lemon Squeezy, ideal for developers selling digital products or subscriptions who want an easy-to-use platform focused on compliance.
6. Options like Wise, Square, Eartho, and Payoneer provide additional choices depending on specific business needs.

Each of these solutions can be effectively integrated into a Next.js application to provide secure and efficient payment processing capabilities.

Building something cool with Next.js? Drop a comment and let me know what you're working on! 🚀 I'm in the middle of developing a Micro AI SaaS using Next.js, and I'll be sharing every step of the journey. Follow along to see the magic unfold and let's grow together!